UM provides benefits to innocent motorists who are injured due to the negligence of uninsured drivers. While you may be tempted to waive UM coverage to save a little money, you are taking a big risk and may wind up paying hundreds of times more for medical expenses and lost wages if you are hit by another driver with no insurance.
If you are involved in a car accident, call the police or 911 immediately! Obtain a police record and see a medical doctor right away. Then call Ahava Law Group at 888-KLG-9998 (888-554-9998). Do NOT give a statement to an insurance agent until you have consulted us.